DEMERIT POINTS

Most charges under The Highway Traffic Act carry demerit
points which go on your driver's licence and are recorded on
your driving record by The Ministry of Transportation.   When
you reach a specific number of points your licence can be
suspended for a period between 30-60 days (depending on
licence), which can lead to an increase in auto insurance
premiums.  The number of points leading to a suspension
differs according to whether you possess a full licence (G or M
licence), or are a newly licenced driver (G1, G2, M1, M2
licence).  

Regardless of the number of points for a suspension to occur,
we recommend you always maintain a clean record at all times
as demerit points stay on your record for a period of 2 years
from the offence date.  Below are listings indicating the point
thresholds where your licence may be suspended with respect
to various types of licences and a sample of different charges
with the number of demerit points each conviction carries.

G, M Licence:

6 Demerit Points- Warning Letter Sent
9 Demerit Points- Interview &  Possible 30 Day Suspension
15 + Demerit Points- Automatic 30 Day Suspension

G1, G2, M1, M2 Licence:

2 Demerit Points- Warning Letter Sent
6 Demerit Points- Interview & Possible 60 Day Suspension
9 Demerit Points- Automatic 60 Day Suspension


Offence                                                                Demerit Points

Speeding:  0 - 15 km/hr                                                    0
               16 - 29 km/hr                              
                      3
               30 - 49 km/hr                                   
                 4
              
     50 + km/hr                                                    6
Disobey Stop Sign                                                
            3
Fail to Wear Seatbelt                                                
        2
Disobey Red Light                                                      
      3
Careless Driving                                                            
   6
Fail to Remain At Accident                                           
     7
Fail to Report Accident                                                 
    3
Disobey Sign                                                                   
  2
Improper R/L Turn                                                          
   2
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